The future of transactions

- We underestimate the impact of the mobile as the computer everyone has in their pockets at our peril. - The impact is less likely to be an evolution of what we do on the web and more likely to doing things centred around the local, social, ever-connected nature of portable devices. - I really want what [Dwolla](https://www.dwolla.com/default.aspx) offers. And I want to be able to leave my wallet at home as a result. - HTML5 is way more capable that I expected, in the right hands. - Lots of lip service is being given to HTML5 and Andriod, but it was the building for iOS session that was packed out… - I really like the between sessions music at this conference… 😉
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